| Insured Benefits | Maximum Limit (HK$) | |||
|---|---|---|---|---|
| Items | Benefits | Plan 1 | Plan 2 | Plan 3 |
| 1 | Medical Coverage | |||
| A. Veterinary Consultation Fees | $220 per visit | $220 per visit | $750 per visit including Veterinary Consultation |
|
|
B. Prescribed Medication The cost of any prescribed drugs, dressings and injections |
$220 per visit | $220 per visit | Fees and Medication Cost | |
| Max. No. of visits per year (For item 1 A and B) | 20 (each) | 20 (each) | 20 | |
|
C. Room And Board Confinement cost incurred in vet clinic for a period not less than 12 consecutive hours |
N/A | $200 per day | $340 per day | |
| Max. No. of days per year | N/A | 12 days per year | 12 days per year | |
| D. Clinical And Surgical Expenses | ||||
|
- Surgical Fee - Operation Theater - Anesthetists Fee - Euthanasia Fee - Miscellaneous Expenses |
Not Applicable | $16000 per year | $27000 per year | |
| - X-ray And Laboratory Tests Fee | Not Applicable | 3000 per year | $3750 per year | |
| For item 1: A 30-day waiting period from the policy effectivve date is applied to claim for medical expenses resulting from illness | ||||
| 2 | Third Party Liability Legal liability to Third Paties caused by the Insured Pet |
$600000 | $600000 | $1000000 |
| For item 2: Excess - The first HK$3000 of each and every claim | ||||
| 3 | Funeral Service The cost of cremation, funeral services |
Not Applicable | $1000 per life | $1500 per life |
| 4 | Holiday Cancellation The non-recoverable prepaid holiday cancellation and curtailment costs of the insured pet requires emergency life-saving surgery |
Not Applicable | $3000 per year | $5000 per year |
| 5 | Advertising Expenses The cost of advertisement if your pet is stolen or lost |
Not Applicable | $250 per year | $400 per year |
| 6 | Overseas Coverage Extended coverage of your pet for items 1,2 and 3 whilst travelling or temporarily located outside Hong Kong up to a maximum of 90 days |
Not Applicable | per trip | per trip |
| Annual Premium Table (HK$) | |||
|---|---|---|---|
| Age Limit of the Insured Pet | Plan A | Plan B | Plan C |
| 6 months to 8 years old (last birthday) | $1120 | $2810 | $4780 |
The minimum premium charge for policy cancellation is HK$500 per pet
Insurance levy is not included in the above premium
Insurance Levy Rate Table
| Date Of Policy Inception | Rate | Cap (HK$) | Date Of Policy Inception | Rate | Cap (HK$) |
|---|---|---|---|---|---|
| From 1 Jan 2018 till 31 March 2019 | 0.040% | 2000 | From 1 Apr 2020 till 31 March 2021 | 0.085% | 4250 |
| From 1 Apr 2019 till 31 March 2020 | 0.060% | 3000 | From 1 Apr 2021 onwards | 0.100% | 5000 |
Levy collected by the Insurance Authority will be imposed on the relevant policy at the applicable rate.
For Further Information, please visit www.fwd.com.hk or contact (852) 3123 3123.
Group Discount
The following discount will be applied according gto the numbers of dogs or cats being insured at the same time under the same insurance plan:
| Number of Insured Pets (Dogs And Cats) | 2 Pets | 3 Pets | 4 Pets | 5 Pets or More |
| Premium Discount % | 15 % | 20 % | 25 % | 30 % |
| Additional Premium (including mixed-breed of these dog breads) | |||
|---|---|---|---|
| 10% premium loading is imposed on the following dog breeds: | |||
| American Cocker Spaniel | Chow Chow | Mastiff | |
| American Staffordshire Terrier | Clumber Spaniel | Mountain Terrier | |
| Basenji | Dalmatian | Newfoundland | |
| Basset Hound | Deerhound | Old English Sheepdog | |
| Bernese Mountain Dog | Doberman Pinscher | Otterhound | |
| Boxer | German Shepherd | Paraoh Hound | |
| Bull Terrier | Great Dane | Rottweiler | |
| Bulldog | Greyhound | Saint Bernard | |
| Bullmastiff | Irish Wolfhound | Staffordshire Bull Terrier | |
| Chinese Shar-Pei | Leonberger | Wheaton Terrier | |
| Excluded Dangerous Dogs (including mixed-breed of these dog breads) | |||
|---|---|---|---|
| The following dangerous dogs are excluded from the plan: | |||
| Dogo Argentino | Fila Brazilier | Japanese Tosa | Pit Bull Terrier |
The dog breeds mentioned above are for reference only. FWD General reserves the right for the final decision of dog breed eligible for insurance.