Funding Solutions

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Explore funding solutions tailored to your business

Lightning Funding Solutions is committed to providing a wide range of financial products that cater to the unique needs of small business owners. Our mission is to empower our clients with the funding necessary to achieve their goals, with loans ranging from $5,000 to $5 million and fast deposit turnaround times.

We are proud to revolutionize the industry with our innovative merit-based underwriting system. Unlike traditional lenders who focus solely on credit scores, our approach creates a fair opportunity for qualified businesses to access funding.

To learn more about our comprehensive services, please visit our website or fill out our quick and easy one-minute application form for a free consultation with a business lending expert from Lightning Funding Solutions. Alternatively, you may contact us during business hours at (855) 952-2383 to discuss your financing needs.

Funding Solutions

Merchant Cash Advance

A Merchant Cash Advance offers fast capital for businesses without strict requirements. Accessible to most businesses, it provides a quick solution without the need for excellent credit scores or overflowing bank statements...











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Business Term Loans

Our Business Term Loan offers a simple and easy-to-understand solution for your business financing needs. With a set repayment term and manageable monthly payments plus interest, this financing option won't overburden your cashflow. It's a straightforward solution to help your business grow..









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Business Lines Of Credit

A Business Line of Credit from Lightning Funding Solutions provides a flexible and convenient financing option for businesses of all sizes. With a Business Line of Credit, you can access the funds you need quickly and easily, without the limitations and expenses associated with other financing options. Whether you need emergency funds, want to take advantage of a growth opportunity, or simply need working capital to maintain your operations, our Business Line of Credit has got you covered. Trust us to help you navigate your business needs with confidence and ease..

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How To Apply

Step 1: Contemplate Your Needs

The application process is swift and easy, taking only a few minutes to complete, and funds can be deposited into your bank account within 1 business day from approval. Here is how to get started: Before submitting your application, take the time to evaluate whether the funding program aligns with your business needs. Consider if the funds will meet your desired outcome and if the repayment schedule works with your cash flow. Carefully determine the optimal amount of funding that will best benefit your business.

Step 2: Collect Your Documents

Here is what you will need to submit with your application:

  • A valid driver’s license or passport
  • Business voided check
  • Past 3 months of bank statements

Step 3: Fill Out Our Online Application

Getting started with the application process is easy. You can either call us or complete our brief online form. We will ask for some essential information about your business and the funding amount you require. With this information, we can quickly evaluate your needs and get you on the path to securing the financing you need.

Step 4: Speak to a Representative

After submitting your application, our representative will guide you through the next steps. Have all necessary documents ready as outlined in Step 2. We'll review your qualifications and explain repayment structure, interest rates, and terms. You'll have a clear understanding of what to expect during repayment and eliminate any surprises. If you agree, complete the final application and submit supporting documents.

Step 5: Receive Approval

After approval, expect to receive a confirmation within 24 hours and the funds to be deposited in your bank account within 24hours.

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What If I’m Declined?

What If I’m Declined?

At Lightning Funding Solutions, we understand that not every application for a merchant cash advance will be approved. In some cases, a business's cash flow may be insufficient at the time of application, or their sales may not meet the required minimum over the past three months. In the event that your application is declined, we will work with you to explore alternative financing options that may better suit your business needs.

Our goal is to help you find the best solution for your unique situation, and we have a team of financial experts who can guide you through the process. Our commitment to our clients is to provide transparent and personalized guidance, so you can make informed decisions that will help your business succeed.

Complete The Application

To receive a fast decision, simply provide some basic information about your business. Our online application is quick and easy to complete, allowing you to get started on securing the funding you need.

Approval In Less Than 24 Hours

At Lightning Funding Solutions, we pride ourselves on delivering a speedy and efficient funding experience for your business needs. Our team of seasoned professionals will work tirelessly to match you with the perfect funding solution that aligns with your specific requirements and helps you achieve your goals in record time.

Same-day Funding

At Lightning Funding Solutions, we understand the importance of timely funding for the growth and success of your business. Our streamlined application process enables you to receive approval and transfer of funds within a matter of hours. Let us help you get the capital you need to take your business to the next level.